How a GFN plan works, start to finish.
A plan is a fixed agreement: a set contribution, on a set schedule, for a set payout. Here is each step, in the order it happens.
The member journey
You cannot skip ahead. Each step unlocks the next, which keeps every plan fair for everyone in it.
01
Verify who you are
Confirm your identity and add your own bank account. That account is where your payout lands.
02
Fund your wallet
You get a dedicated account number. Transfer into it from any Nigerian bank and your wallet is credited.
03
Join a plan
Every plan states its contribution, schedule, duration, fees and payout before you commit a naira.
04
Contribute on schedule
Each due contribution is deducted from your wallet automatically, and every payment is recorded against your plan.
05
Clear and get paid
When the plan completes, submit it for clearance. Once approved, your payout is sent to your bank account.
What every plan tells you up front.
Plans are created by GFN, not negotiated. Before you join, you see every term below.
What you pay
- Contribution
- The fixed amount due each period.
- Registration fee
- A one-time fee when you join the plan.
- Lateness fee
- Charged only when a contribution is missed past its due date.
- Clearance fee
- Charged when you submit a completed plan for payout.
When you pay
- Frequency
- Daily, weekly or monthly, set by the plan.
- Duration
- How long the plan runs, shown in weeks.
What you receive
- Payout
- The amount you are paid after clearance, stated up front.
- Referral window
- The weeks of the plan in which you can bring in referrals.
Clearance, then payout.
When your last contribution is in, submit the plan for clearance. The clearance fee is deducted from your wallet and the plan is reviewed. Once approved, the payout goes to the bank account you verified. Nowhere else.
Start your first plan.
Create an account, get verified, and choose a plan that fits how you earn.
Create an account